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Treat gift cards as cash. Lost or stolen gift cards will not be replaced or refunded. Not redeemable for cash and cannot be exchanged. Gift cards will expire in 3 years from the date of issue. Any unused amount after the expiry date of this card will not be refunded or credited. To only be used for the purchase of goods & services at Joe's On Smith PTY LTD - 122 Smith Street, Collingwood and online at www.joesonsmith.com.au.